Mortgage Calculator
Estimate your monthly payment and see if this home fits your budget. Get instant calculations and personalized recommendations.
Try a larger down payment to lower your monthly cost and improve your loan terms.
Live Calculation
Monthly PaymentAED 0
Total InterestAED 0
Total RepaymentAED 0
Loan-to-Value ratio shows loan amount vs property value
What is the minimum down payment required in the UAE?
20% minimum down payment for expatriates
15% minimum for UAE nationals
Higher down payment for properties above AED 5M
Can the calculator estimate the total cost of buying a home in Dubai?
Yes — when fees are included.
What documents do I need?
For salaried applicants:
Your ID, a salary certificate, the last 6 months of payslips, 6 months of bank statements, and details of any loans or financial obligations.
For self-employed applicants:
Your ID, company documents (trade licence, MOA, shareholder info, etc.), audited accounts or 12 months of business bank statements, 6 months of personal bank statements, and information on any existing liabilities.
How long does pre-approval take?
Timelines differ between banks, but you can usually expect an initial update within 2 working days.
After you submit any extra documents they request, most banks issue the final pre-approval within 5–7 working days.
How does a mortgage calculator work?
A home mortgage calculator UAE works by using a standard amortization formula to show how each payment is split between principal and interest. Once you enter your loan amount, interest rate, and term, it calculates everything for you in a clear, simple breakdown.
